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38544
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  3. ZIP Code 38544
Tennessee (TN)Putnam CountyCookeville931

ZIP Code 38544 — Baxter, TN

Putnam County * Cookeville metro

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8.2K

Population

$69.8K

Median income

per household

$245.1K

Home value

17.2%

Poverty rate

What stands out

  • Median household income: $69.8K.
  • Median home value: $245.1K.
  • Poverty rate: 17.2% (high poverty; top quartile vs US ZIP codes).

Categories vs U.S.

Economy

0 of 5 metrics better than U.S. benchmarks

Rental strain: 43.0% of renter households are rent-burdened (≥30% of income).

Median household income

$69.8K

U.S.

$81K

Per-capita income

$31.3K

U.S.

$45K

Median home value

$245.1K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

43.0%

U.S.

51.1%

Severely rent-burdened (≥50%)

22.6%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

16.4%

Below 30% threshold

Home-Value-to-Income

3.5×

Within typical 3-5x range

Income distribution

Share of households by income bracket (ACS).

Income distribution
Income bracketShare of households
< $50k35.1%
$50–100k35.4%
$100–200k22.8%
$200k+6.8%
< $50k
35.1%
$50–100k
35.4%
$100–200k
22.8%
$200k+
6.8%

Housing tenure

Owner-occupied vs renter-occupied housing (ACS).

Housing tenure
TenurePercent
Owners78.8%
Renters21.2%
78.8%
Owners
Owners
78.8%
Renters
21.2%

Health

0 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

39.1%

U.S.

33.3%

Diabetes

13.8%

U.S.

12.0%

Current smoking

20.6%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

100+ Mbps coverage

98.8%

U.S.

89.6%

Gigabit ready

68.2%

U.S.

46.1%

5G available

55.8%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

18.6%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Putnam County School District

Map

ZIP 38544

Baxter, TN

Population

8.2K

Area

79.2 sq mi

Density

103.2/sq mi

Neighbors

3716638501385063854538548385643858238583

National Percentile Rankings

How this ZIP compares to other ZIP codes nationwide.

More Details

Census Tracts

3 tracts overlap this ZIP. Hover over segments to explore.

56%
34%
9%

Tract 11

56.3%

Tract 10

34.3%

Tract 9201.01

9.4%

Total tracts: 3Coverage: 100.0%

Congressional District Overlap

District Coverage

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area and should be treated as geographic coverage, not address-level assignment.

100%

TN-6

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2024-06-arcgis
Mobile
2025-11-24
Page Updated
2026-04-26

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC Broadband Data Collection (fixed broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.

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