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38582
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  2. ZIP Codes
  3. ZIP Code 38582
Tennessee (TN)Putnam CountyCookeville931

ZIP Code 38582 — Silver Point, TN

Putnam County * Cookeville metro

Compare

1.7K

Population

$93.3K

Median income

per household

$245.3K

Home value

5.9%

Poverty rate

What stands out

  • Median household income: $93.3K (top quartile vs US ZIP codes).
  • Median home value: $245.3K.
  • Poverty rate: 5.9% (low poverty; bottom quartile vs US ZIP codes).

Categories vs U.S.

Economy

2 of 4 metrics better than U.S. benchmarks

Rental strain: 53.9% of renter households are rent-burdened (≥30% of income).

Median household income

$93.3K

U.S.

$81K

Per-capita income

$36.4K

U.S.

$45K

Median home value

$245.3K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

53.9%

U.S.

51.1%

Severely rent-burdened (≥50%)

0.0%

U.S.

25.9%

Affordability Ratios

Home-Value-to-Income

2.6×

Within typical 3-5x range

Income distribution

Share of households by income bracket (ACS).

< $50k
41.3%
$50–100k
9.8%
$100–200k
47.5%
$200k+
1.3%

Health

0 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

39.6%

U.S.

33.3%

Diabetes

16.8%

U.S.

12.0%

Current smoking

20.3%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

95.6%

U.S.

85.3%

Gigabit ready

30.4%

U.S.

8.6%

5G available

55.8%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

26.2%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Putnam County School District

Map

ZIP 38582

Silver Point, TN

Population

1.7K

Area

46.1 sq mi

Density

37.5/sq mi

Neighbors

3709537166385443854838569
More Details

Census Tracts

4 tracts overlap this ZIP. Hover over segments to explore.

54%
27%
14%

Tract 10

53.8%

Tract 9203

26.7%

Tract 9201.01

14.4%

Tract 11

5.1%

Total tracts: 4Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

TN-6

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.