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38506
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  3. ZIP Code 38506
Tennessee (TN)Putnam CountyCookeville931

ZIP Code 38506 — Cookeville, TN

Putnam County * Cookeville metro

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30.1K

Population

$70.3K

Median income

per household

$288.1K

Home value

13.8%

Poverty rate

What stands out

  • Median household income: $70.3K.
  • Median home value: $288.1K.
  • Poverty rate: 13.8%.

Categories vs U.S.

Economy

0 of 5 metrics better than U.S. benchmarks

Rental strain: 41.8% of renter households are rent-burdened (≥30% of income).

Median household income

$70.3K

U.S.

$81K

Per-capita income

$37.7K

U.S.

$45K

Median home value

$288.1K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

41.8%

U.S.

51.1%

Severely rent-burdened (≥50%)

14.7%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

17.2%

Below 30% threshold

Home-Value-to-Income

4.1×

Upper end of typical range

Income distribution

Share of households by income bracket (ACS).

< $50k
35.8%
$50–100k
32.1%
$100–200k
23.7%
$200k+
8.4%

Health

1 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

37.9%

U.S.

33.3%

Diabetes

13.7%

U.S.

12.0%

Current smoking

17.9%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

95.6%

U.S.

85.3%

Gigabit ready

30.4%

U.S.

8.6%

5G available

55.8%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

30.6%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Putnam County School District

Map

ZIP 38506

Cookeville, TN

Population

30.1K

Area

164.3 sq mi

Density

183.2/sq mi

Neighbors

38501385443856838570385743858038583
More Details

Census Tracts

12 tracts overlap this ZIP. Hover over segments to explore.

19%
15%
12%
10%
10%
+7

Tract 9505.01

18.9%

Tract 12.02

14.9%

Tract 13

11.8%

Tract 2.01

10%

Tract 2.02

9.6%

Others (7)

34.2%

Total tracts: 12Coverage: 99.4%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

TN-6

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.