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93940
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  2. ZIP Codes
  3. ZIP Code 93940
California (CA)Monterey CountySalinas831

ZIP Code 93940 — Monterey, CA

Monterey County * Salinas metro

Compare

30.6K

Population

$106K

Median income

per household

$1.1M

Home value

9.3%

Poverty rate

What stands out

  • Median household income: $106K (top quartile vs US ZIP codes).
  • Median home value: $1.1M (top 10% vs US ZIP codes).
  • Poverty rate: 9.3%.

Categories vs U.S.

Economy

5 of 5 metrics better than U.S. benchmarks

Housing stretch: typical home values are about 10.4× the median household income.

Median household income

$106K

U.S.

$81K

Per-capita income

$70.9K

U.S.

$45K

Median home value

$1.1M

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

55.8%

U.S.

51.1%

Severely rent-burdened (≥50%)

23.2%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

26.8%

Approaching 30% threshold

Home-Value-to-Income

10.4×

Above typical 3-5x ratio

Income distribution

Share of households by income bracket (ACS).

< $50k
20.5%
$50–100k
26.5%
$100–200k
32.6%
$200k+
20.5%

Health

6 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

26.1%

U.S.

33.3%

Diabetes

9.5%

U.S.

12.0%

Current smoking

8.6%

U.S.

13.1%

Connectivity

3 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

91.5%

U.S.

85.3%

Gigabit ready

15.8%

U.S.

8.6%

5G available

79.1%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

53.2%

U.S.

35.7%

A high share of adults with a bachelor's degree or higher often correlates with higher-paying jobs and knowledge-economy industries.

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Monterey Peninsula Unified School District

Map

ZIP 93940

Monterey, CA

Population

30.6K

Area

35.1 sq mi

Density

870.9/sq mi

Neighbors

93908939209392193923939249394393944939509395393955
More Details

Census Tracts

12 tracts overlap this ZIP. Hover over segments to explore.

48%
31%

Tract 115.02

48.2%

Tract 132

31.2%

Tract 133

6%

Tract 128

4.6%

Tract 130

2.9%

Others (7)

7.3%

Total tracts: 12Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

CA-19

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.