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40403
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  3. ZIP Code 40403
Kentucky (KY)Madison CountyRichmond-Berea859

ZIP Code 40403 — Berea, KY

Madison County * Richmond-Berea metro

Compare

27.6K

Population

$61.8K

Median income

per household

$200.2K

Home value

16.9%

Poverty rate

What stands out

  • Median household income: $61.8K.
  • Median home value: $200.2K.
  • Poverty rate: 16.9%.

Categories vs U.S.

Economy

0 of 5 metrics better than U.S. benchmarks

Rental strain: 44.7% of renter households are rent-burdened (≥30% of income).

Median household income

$61.8K

U.S.

$81K

Per-capita income

$29.5K

U.S.

$45K

Median home value

$200.2K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

44.7%

U.S.

51.1%

Severely rent-burdened (≥50%)

26.8%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

16.2%

Below 30% threshold

Home-Value-to-Income

3.2×

Within typical 3-5x range

Income distribution

Share of households by income bracket (ACS).

< $50k
40.2%
$50–100k
32.6%
$100–200k
23.3%
$200k+
4.0%

Health

0 of 1 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (some measures may be unavailable).

Connectivity

3 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

95.6%

U.S.

85.3%

Gigabit ready

59.0%

U.S.

8.6%

5G available

79.3%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

26.8%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Madison County School District

Map

ZIP 40403

Berea, KY

Population

27.6K

Area

111.0 sq mi

Density

248.7/sq mi

Neighbors

4033640385404044041940447404564046140475
More Details

Census Tracts

12 tracts overlap this ZIP. Hover over segments to explore.

25%
14%
14%
9%
9%
+7

Tract 111.02

25.4%

Tract 9704

14.4%

Tract 111.03

13.7%

Tract 9501

9.1%

Tract 112.02

9%

Others (7)

27.2%

Total tracts: 12Coverage: 98.8%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

91%
9%

KY-6

90.9%

KY-5

9.1%

Districts: 2Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.