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40076
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  3. ZIP Code 40076
Kentucky (KY)Shelby CountyLouisville/Jefferson County502

ZIP Code 40076 — Waddy, KY

Shelby County * Louisville/Jefferson County metro

Compare

2.9K

Population

$91.8K

Median income

per household

$259.1K

Home value

4.5%

Poverty rate

What stands out

  • Median household income: $91.8K (top quartile vs US ZIP codes).
  • Median home value: $259.1K.
  • Poverty rate: 4.5% (low poverty; bottom quartile vs US ZIP codes).

Categories vs U.S.

Economy

2 of 5 metrics better than U.S. benchmarks

Median household income

$91.8K

U.S.

$81K

Per-capita income

$34.9K

U.S.

$45K

Median home value

$259.1K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

23.8%

U.S.

51.1%

Severely rent-burdened (≥50%)

18.0%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

12.7%

Below 30% threshold

Home-Value-to-Income

2.8×

Within typical 3-5x range

Income distribution

Share of households by income bracket (ACS).

Income distribution
Income bracketShare of households
< $50k25.5%
$50–100k32.3%
$100–200k33.4%
$200k+8.8%
< $50k
25.5%
$50–100k
32.3%
$100–200k
33.4%
$200k+
8.8%

Housing tenure

Owner-occupied vs renter-occupied housing (ACS).

Housing tenure
TenurePercent
Owners73.2%
Renters26.8%
73.2%
Owners
Owners
73.2%
Renters
26.8%

Health

0 of 1 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (some measures may be unavailable).

Connectivity

1 of 3 metrics better than U.S.

100+ Mbps coverage

73.8%

U.S.

89.6%

Gigabit ready

24.5%

U.S.

46.1%

5G available

82.5%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

22.5%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Shelby County School District

Map

ZIP 40076

Waddy, KY

Population

2.9K

Area

57.2 sq mi

Density

50.7/sq mi

Neighbors

4004640065400714034240601

National Percentile Rankings

How this ZIP compares to other ZIP codes nationwide.

More Details

Census Tracts

5 tracts overlap this ZIP. Hover over segments to explore.

85%
9%

Tract 401.01

84.5%

Tract 9503

8.6%

Tract 711.02

3.7%

Tract 401.02

2.4%

Tract 802

0.7%

Total tracts: 5Coverage: 99.9%

Congressional District Overlap

District Coverage

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area and should be treated as geographic coverage, not address-level assignment.

88%
12%

KY-4

87.7%

KY-1

12.3%

Districts: 2Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2024-06-arcgis
Mobile
2025-11-24
Page Updated
2026-04-26

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC Broadband Data Collection (fixed broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.

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