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37020
  1. Home
  2. ZIP Codes
  3. ZIP Code 37020
Tennessee (TN)Bedford CountyShelbyville615629

ZIP Code 37020 — Bell Buckle, TN

Bedford County * Shelbyville metro

Compare

5.0K

Population

$86K

Median income

per household

$345.1K

Home value

5.2%

Poverty rate

What stands out

  • Median household income: $86K.
  • Median home value: $345.1K.
  • Poverty rate: 5.2% (low poverty; bottom quartile vs US ZIP codes).

Categories vs U.S.

Economy

3 of 5 metrics better than U.S. benchmarks

Rental strain: 55.3% of renter households are rent-burdened (≥30% of income).

Median household income

$86K

U.S.

$81K

Per-capita income

$43.5K

U.S.

$45K

Median home value

$345.1K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

55.3%

U.S.

51.1%

Severely rent-burdened (≥50%)

34.0%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

16.1%

Below 30% threshold

Home-Value-to-Income

4.0×

Upper end of typical range

Income distribution

Share of households by income bracket (ACS).

< $50k
19.6%
$50–100k
43.6%
$100–200k
26.2%
$200k+
10.5%

Health

2 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

40.4%

U.S.

33.3%

Diabetes

11.6%

U.S.

12.0%

Current smoking

16.1%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

80.4%

U.S.

85.3%

Gigabit ready

37.9%

U.S.

8.6%

5G available

81.0%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

27.7%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Rutherford County School District

Map

ZIP 37020

Bell Buckle, TN

Population

5.0K

Area

91.9 sq mi

Density

54.4/sq mi

Neighbors

370183703737153371603718037183
More Details

Census Tracts

6 tracts overlap this ZIP. Hover over segments to explore.

59%
15%
12%
12%

Tract 9501

58.8%

Tract 9502.01

15.2%

Tract 407.04

12.2%

Tract 407.02

12.1%

Tract 9507

1.1%

Others (1)

0.5%

Total tracts: 6Coverage: 99.9%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

TN-4

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.