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34684
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  2. ZIP Codes
  3. ZIP Code 34684
Florida (FL)Pinellas CountyTampa-St. Petersburg-Clearwater727

ZIP Code 34684 — Palm Harbor, FL

Pinellas County * Tampa-St. Petersburg-Clearwater metro

Compare

27.0K

Population

$72.1K

Median income

per household

$342.4K

Home value

10.7%

Poverty rate

What stands out

  • Median household income: $72.1K.
  • Median home value: $342.4K.
  • Poverty rate: 10.7%.

Categories vs U.S.

Economy

4 of 5 metrics better than U.S. benchmarks

Rental strain: 75.7% of renter households are rent-burdened (≥30% of income).

Median household income

$72.1K

U.S.

$81K

Per-capita income

$47.2K

U.S.

$45K

Median home value

$342.4K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

75.7%

U.S.

51.1%

Severely rent-burdened (≥50%)

45.9%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

30.8%

Above 30% threshold (cost-burdened)

Home-Value-to-Income

4.7×

Upper end of typical range

Income distribution

Share of households by income bracket (ACS).

< $50k
34.3%
$50–100k
32.4%
$100–200k
23.9%
$200k+
9.4%

Health

5 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

29.8%

U.S.

33.3%

Diabetes

13.4%

U.S.

12.0%

Current smoking

11.2%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

99.9%

U.S.

85.3%

Gigabit ready

0.2%

U.S.

8.6%

5G available

99.8%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

37.6%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Pinellas County School District

Map

ZIP 34684

Palm Harbor, FL

Population

27.0K

Area

6.7 sq mi

Density

4K/sq mi

Neighbors

33761346773468334685346883468934698
More Details

Census Tracts

12 tracts overlap this ZIP. Hover over segments to explore.

17%
16%
15%
12%
11%
+7

Tract 272.04

17%

Tract 273.17

15.5%

Tract 273.16

14.9%

Tract 273.18

12.1%

Tract 273.31

11.1%

Others (7)

29.3%

Total tracts: 12Coverage: 99.9%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

FL-13

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.