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34638
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  2. ZIP Codes
  3. ZIP Code 34638
Florida (FL)Pasco CountyTampa-St. Petersburg-Clearwater656813

ZIP Code 34638 — Land O Lakes, FL

Pasco County * Tampa-St. Petersburg-Clearwater metro

Compare

37.6K

Population

$123.9K

Median income

per household

$433.6K

Home value

7.4%

Poverty rate

What stands out

  • Median household income: $123.9K (top 10% vs US ZIP codes).
  • Median home value: $433.6K (top quartile vs US ZIP codes).
  • Poverty rate: 7.4%.

Categories vs U.S.

Economy

5 of 5 metrics better than U.S. benchmarks

Rental strain: 45.4% of renter households are rent-burdened (≥30% of income).

Median household income

$123.9K

U.S.

$81K

Per-capita income

$47.9K

U.S.

$45K

Median home value

$433.6K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

45.4%

U.S.

51.1%

Severely rent-burdened (≥50%)

18.8%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

22.0%

Below 30% threshold

Home-Value-to-Income

3.5×

Within typical 3-5x range

Income distribution

Share of households by income bracket (ACS).

< $50k
18.6%
$50–100k
20.3%
$100–200k
38.2%
$200k+
22.9%

Health

5 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

30.0%

U.S.

33.3%

Diabetes

9.7%

U.S.

12.0%

Current smoking

10.8%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

97.7%

U.S.

85.3%

Gigabit ready

0.7%

U.S.

8.6%

5G available

93.4%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

44.5%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Pasco County School District

Map

ZIP 34638

Land O Lakes, FL

Population

37.6K

Area

46.3 sq mi

Density

813.3/sq mi

Neighbors

3354933556335583461034637346393465434669
More Details

Census Tracts

6 tracts overlap this ZIP. Hover over segments to explore.

62%
15%
11%
8%

Tract 317.01

62.4%

Tract 319.03

15.1%

Tract 316.04

10.8%

Tract 316.03

8%

Tract 320.01

3.7%

Others (1)

0.1%

Total tracts: 6Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

FL-12

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.