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33042
  1. Home
  2. ZIP Codes
  3. ZIP Code 33042
Florida (FL)Monroe CountyKey West-Key Largo305645786

ZIP Code 33042 — Summerland Key, FL

Monroe County * Key West-Key Largo metro

Compare

6.4K

Population

$103K

Median income

per household

$856.5K

Home value

8.4%

Poverty rate

What stands out

  • Median household income: $103K (top quartile vs US ZIP codes).
  • Median home value: $856.5K (top 10% vs US ZIP codes).
  • Poverty rate: 8.4%.

Categories vs U.S.

Economy

5 of 5 metrics better than U.S. benchmarks

Housing stretch: typical home values are about 8.3× the median household income.

Median household income

$103K

U.S.

$81K

Per-capita income

$63.8K

U.S.

$45K

Median home value

$856.5K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

63.4%

U.S.

51.1%

Severely rent-burdened (≥50%)

32.0%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

26.4%

Approaching 30% threshold

Home-Value-to-Income

8.3×

Above typical 3-5x ratio

Income distribution

Share of households by income bracket (ACS).

< $50k
22.1%
$50–100k
27.2%
$100–200k
34.0%
$200k+
16.7%

Health

5 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

24.4%

U.S.

33.3%

Diabetes

12.1%

U.S.

12.0%

Current smoking

11.2%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

96.4%

U.S.

85.3%

Gigabit ready

42.6%

U.S.

8.6%

5G available

40.6%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

46.7%

U.S.

35.7%

A high share of adults with a bachelor's degree or higher often correlates with higher-paying jobs and knowledge-economy industries.

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Monroe County School District

Map

ZIP 33042

Summerland Key, FL

Population

6.4K

Area

27.6 sq mi

Density

233.5/sq mi

Neighbors

3304033043
More Details

Census Tracts

4 tracts overlap this ZIP. Hover over segments to explore.

45%
35%
19%

Tract 9716

45%

Tract 9715.02

34.6%

Tract 9715.01

19.3%

Tract 9714.01

1.1%

Total tracts: 4Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

FL-28

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.