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32462
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  2. ZIP Codes
  3. ZIP Code 32462
Florida (FL)Washington CountyPanama City-Panama City Beach448850

ZIP Code 32462 — Vernon, FL

Washington County * Panama City-Panama City Beach metro

Compare

3.9K

Population

$50.7K

Median income

per household

$179.2K

Home value

26.2%

Poverty rate

What stands out

  • Median household income: $50.7K (bottom quartile vs US ZIP codes).
  • Median home value: $179.2K.
  • Poverty rate: 26.2% (high poverty; top 10% vs US ZIP codes).

Categories vs U.S.

Economy

0 of 5 metrics better than U.S. benchmarks

Rental strain: 53.6% of renter households are rent-burdened (≥30% of income).

Median household income

$50.7K

U.S.

$81K

Per-capita income

$26.6K

U.S.

$45K

Median home value

$179.2K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

53.6%

U.S.

51.1%

Severely rent-burdened (≥50%)

20.4%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

22.1%

Below 30% threshold

Home-Value-to-Income

3.5×

Within typical 3-5x range

Income distribution

Share of households by income bracket (ACS).

< $50k
49.7%
$50–100k
26.7%
$100–200k
19.0%
$200k+
4.6%

Health

0 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

41.0%

U.S.

33.3%

Diabetes

17.6%

U.S.

12.0%

Current smoking

21.3%

U.S.

13.1%

Connectivity

1 of 3 metrics better than U.S.

Best available speed

250Mbps

Below gigabit speeds reported

100+ Mbps coverage

29.8%

U.S.

85.3%

Gigabit ready

0.0%

U.S.

8.6%

5G available

79.3%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

10.7%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Washington County School District

Map

ZIP 32462

Vernon, FL

Population

3.9K

Area

154.0 sq mi

Density

25.5/sq mi

Neighbors

3241332425324273242832437324553245932461
More Details

Census Tracts

5 tracts overlap this ZIP. Hover over segments to explore.

39%
38%
16%

Tract 9702

38.5%

Tract 9703.02

38.4%

Tract 9505.01

16%

Tract 9703.03

5.6%

Tract 2.01

1.5%

Total tracts: 5Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

FL-2

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.