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28786
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  3. ZIP Code 28786
North Carolina (NC)Haywood CountyWaynesville828

ZIP Code 28786 — Waynesville, NC

Haywood County * Waynesville metro

Compare

22.1K

Population

$59.4K

Median income

per household

$297.8K

Home value

12.5%

Poverty rate

What stands out

  • Median household income: $59.4K.
  • Median home value: $297.8K.
  • Poverty rate: 12.5%.

Categories vs U.S.

Economy

0 of 5 metrics better than U.S. benchmarks

Rental strain: 52.0% of renter households are rent-burdened (≥30% of income).

Median household income

$59.4K

U.S.

$81K

Per-capita income

$37.3K

U.S.

$45K

Median home value

$297.8K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

52.0%

U.S.

51.1%

Severely rent-burdened (≥50%)

22.7%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

21.8%

Below 30% threshold

Home-Value-to-Income

5.0×

Above typical 3-5x ratio

Income distribution

Share of households by income bracket (ACS).

< $50k
42.8%
$50–100k
28.6%
$100–200k
22.6%
$200k+
6.0%

Health

3 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

33.6%

U.S.

33.3%

Diabetes

13.3%

U.S.

12.0%

Current smoking

14.2%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

92.7%

U.S.

85.3%

Gigabit ready

10.6%

U.S.

8.6%

5G available

67.9%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

31.4%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Haywood County Schools

Map

ZIP 28786

Waynesville, NC

Population

22.1K

Area

73.0 sq mi

Density

302.2/sq mi

Neighbors

2870728716287212872328745287512877928785
More Details

Census Tracts

11 tracts overlap this ZIP. Hover over segments to explore.

37%
22%
19%
8%
+6

Tract 9212.02

36.7%

Tract 9208

22%

Tract 9213.01

18.5%

Tract 9210

8.3%

Tract 9211

5.5%

Others (6)

9.0%

Total tracts: 11Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

NC-11

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.