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28112
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  2. ZIP Codes
  3. ZIP Code 28112
North Carolina (NC)Union CountyCharlotte-Concord-Gastonia704980

ZIP Code 28112 — Monroe, NC

Union County * Charlotte-Concord-Gastonia metro

Compare

28.5K

Population

$80.5K

Median income

per household

$296.9K

Home value

10.9%

Poverty rate

What stands out

  • Median household income: $80.5K.
  • Median home value: $296.9K.
  • Poverty rate: 10.9%.

Categories vs U.S.

Economy

1 of 5 metrics better than U.S. benchmarks

Rental strain: 44.1% of renter households are rent-burdened (≥30% of income).

Median household income

$80.5K

U.S.

$81K

Per-capita income

$33.7K

U.S.

$45K

Median home value

$296.9K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

44.1%

U.S.

51.1%

Severely rent-burdened (≥50%)

15.0%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

17.2%

Below 30% threshold

Home-Value-to-Income

3.7×

Within typical 3-5x range

Income distribution

Share of households by income bracket (ACS).

< $50k
31.4%
$50–100k
27.9%
$100–200k
34.0%
$200k+
6.7%

Health

1 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

37.2%

U.S.

33.3%

Diabetes

13.1%

U.S.

12.0%

Current smoking

15.4%

U.S.

13.1%

Connectivity

3 of 3 metrics better than U.S.

Best available speed

1,000Mbps

Gigabit speeds reported

100+ Mbps coverage

98.5%

U.S.

85.3%

Gigabit ready

22.6%

U.S.

8.6%

5G available

95.8%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

22.0%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Union County Public Schools

Map

ZIP 28112

Monroe, NC

Population

28.5K

Area

132.1 sq mi

Density

215.4/sq mi

Neighbors

28103281082811028173281742972029728
More Details

Census Tracts

9 tracts overlap this ZIP. Hover over segments to explore.

35%
28%
16%
6%
+4

Tract 209.01

34.9%

Tract 209.02

27.5%

Tract 210.05

15.6%

Tract 206.02

6.1%

Tract 205.02

5.5%

Others (4)

10.5%

Total tracts: 9Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

NC-8

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.