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21532
  1. Home
  2. ZIP Codes
  3. ZIP Code 21532
Maryland (MD)Allegany CountyCumberland227240301

ZIP Code 21532 — Frostburg, MD

Allegany County * Cumberland metro

Compare

13.6K

Population

$63.7K

Median income

per household

$182.4K

Home value

17.0%

Poverty rate

What stands out

  • Median household income: $63.7K.
  • Median home value: $182.4K.
  • Poverty rate: 17.0% (high poverty; top quartile vs US ZIP codes).

Categories vs U.S.

Economy

0 of 5 metrics better than U.S. benchmarks

Rental strain: 36.9% of renter households are rent-burdened (≥30% of income).

Median household income

$63.7K

U.S.

$81K

Per-capita income

$32.8K

U.S.

$45K

Median home value

$182.4K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

36.9%

U.S.

51.1%

Severely rent-burdened (≥50%)

17.4%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

17.3%

Below 30% threshold

Home-Value-to-Income

2.9×

Within typical 3-5x range

Income distribution

Share of households by income bracket (ACS).

< $50k
38.6%
$50–100k
32.8%
$100–200k
25.8%
$200k+
2.8%

Health

1 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

34.3%

U.S.

33.3%

Diabetes

11.7%

U.S.

12.0%

Current smoking

14.8%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

Best available speed

250Mbps

Below gigabit speeds reported

100+ Mbps coverage

90.8%

U.S.

85.3%

Gigabit ready

0.0%

U.S.

8.6%

5G available

91.3%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

30.5%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Garrett County Public Schools

Map

ZIP 21532

Frostburg, MD

Population

13.6K

Area

74.1 sq mi

Density

184.1/sq mi

Neighbors

155521555821502215362153921542215432154521557
More Details

Census Tracts

7 tracts overlap this ZIP. Hover over segments to explore.

46%
28%
11%
10%

Tract 3

45.5%

Tract 19

27.7%

Tract 17

11.3%

Tract 16

10.1%

Tract 18

4.7%

Others (2)

0.7%

Total tracts: 7Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

MD-6

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2020-12
Mobile
2025-11-24
Page Updated
2026-02-23

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.