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  3. ZIP Code 01040
Massachusetts (MA)Hampden CountySpringfield413

ZIP Code 01040 — Holyoke, MA

Hampden County * Springfield metro

Compare

37.8K

Population

$53.6K

Median income

per household

$274.1K

Home value

27.0%

Poverty rate

What stands out

  • Median household income: $53.6K (bottom quartile vs US ZIP codes).
  • Median home value: $274.1K.
  • Poverty rate: 27.0% (high poverty; top 10% vs US ZIP codes).

Categories vs U.S.

Economy

0 of 5 metrics better than U.S. benchmarks

Rental strain: 51.7% of renter households are rent-burdened (≥30% of income).

Median household income

$53.6K

U.S.

$81K

Per-capita income

$31.2K

U.S.

$45K

Median home value

$274.1K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

51.7%

U.S.

51.1%

Severely rent-burdened (≥50%)

28.4%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

22.9%

Below 30% threshold

Home-Value-to-Income

5.1×

Above typical 3-5x ratio

Income distribution

Share of households by income bracket (ACS).

Income distribution
Income bracketShare of households
< $50k45.6%
$50–100k28.4%
$100–200k21.0%
$200k+5.0%
< $50k
45.6%
$50–100k
28.4%
$100–200k
21.0%
$200k+
5.0%

Housing tenure

Owner-occupied vs renter-occupied housing (ACS).

Housing tenure
TenurePercent
Owners41.3%
Renters58.7%
41.3%
Owners
Owners
41.3%
Renters
58.7%

Health

0 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

38.3%

U.S.

33.3%

Diabetes

15.0%

U.S.

12.0%

Current smoking

17.1%

U.S.

13.1%

Connectivity

2 of 3 metrics better than U.S.

100+ Mbps coverage

99.6%

U.S.

89.6%

Gigabit ready

21.9%

U.S.

46.1%

5G available

80.5%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

25.9%

U.S.

35.7%

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

School districts

Holyoke School District

Map

ZIP 01040

Holyoke, MA

Population

37.8K

Area

21.2 sq mi

Density

1.8K/sq mi

Neighbors

0101301020010270103501073010750108501089

National Percentile Rankings

How this ZIP compares to other ZIP codes nationwide.

More Details

Census Tracts

11 tracts overlap this ZIP. Hover over segments to explore.

37%
32%
10%
7%
+6

Tract 8121.01

37.1%

Tract 8119

32.1%

Tract 8120.02

10.3%

Tract 8121.03

6.9%

Tract 8121.04

4.1%

Others (6)

9.6%

Total tracts: 11Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

MA-1

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2024-06-arcgis
Mobile
2025-11-24
Page Updated
2026-03-31

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census TIGER/Line (school districts)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.

Related Insights

Where College Degrees Concentrate — and Where They Don’t

More than a third of U.S. adults 25+ now hold a bachelor’s degree. But the distribution is sharply uneven across states and metros.

More Than Half of U.S. Renters Are Cost-Burdened

A majority of American renters now spend 30% or more of their income on housing. The burden is sharpest in Florida, where 6 of the 10 most-burdened metros cluster.

Millennial Homeownership Is a Split Story

Households in their 30s and early 40s sit in a very different position from both younger adults and older owners — and the gaps get wider by race, education, and family structure.

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