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  3. ZIP Code 01002
Massachusetts (MA)Hampshire CountyAmherst Town-Northampton413

ZIP Code 01002 — Amherst, MA

Hampshire County * Amherst Town-Northampton metro

Compare

26.4K

Population

$70.8K

Median income

per household

$481.1K

Home value

22.6%

Poverty rate

What stands out

  • Median household income: $70.8K.
  • Median home value: $481.1K (top quartile vs US ZIP codes).
  • Poverty rate: 22.6% (high poverty; top quartile vs US ZIP codes).

Categories vs U.S.

Economy

3 of 5 metrics better than U.S. benchmarks

Housing stretch: typical home values are about 6.8× the median household income.

Median household income

$70.8K

U.S.

$81K

Per-capita income

$45.4K

U.S.

$45K

Median home value

$481.1K

U.S.

$333K

Housing stress

Rent-burdened renters (≥30%)

67.6%

U.S.

51.1%

Severely rent-burdened (≥50%)

43.3%

U.S.

25.9%

Affordability Ratios

Rent-to-Income

28.2%

Approaching 30% threshold

Home-Value-to-Income

6.8×

Above typical 3-5x ratio

Income distribution

Share of households by income bracket (ACS).

Income distribution
Income bracketShare of households
< $50k36.9%
$50–100k23.7%
$100–200k22.4%
$200k+17.0%
< $50k
36.9%
$50–100k
23.7%
$100–200k
22.4%
$200k+
17.0%

Housing tenure

Owner-occupied vs renter-occupied housing (ACS).

Housing tenure
TenurePercent
Owners47.0%
Renters53.0%
47.0%
Owners
Owners
47.0%
Renters
53.0%

Health

5 of 6 available metrics better than U.S.

CDC PLACES modeled ZCTA-level estimates (adult prevalence).

Obesity

21.3%

U.S.

33.3%

Diabetes

7.9%

U.S.

12.0%

Current smoking

9.1%

U.S.

13.1%

Connectivity

1 of 3 metrics better than U.S.

100+ Mbps coverage

98.9%

U.S.

89.6%

Gigabit ready

21.3%

U.S.

46.1%

5G available

76.5%

U.S.

77.4%

Learning

Education metrics come from ACS 5-year estimates for ZIP Code Tabulation Areas (ZCTAs).

Bachelor's degree+ (age 25+)

75.4%

U.S.

35.7%

A high share of adults with a bachelor's degree or higher often correlates with higher-paying jobs and knowledge-economy industries.

ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as noise.

Map

ZIP 01002

Amherst, MA

Population

26.4K

Area

53.3 sq mi

Density

495.2/sq mi

Neighbors

010030100701033010350105401072010750135501375

National Percentile Rankings

How this ZIP compares to other ZIP codes nationwide.

More Details

Census Tracts

9 tracts overlap this ZIP. Hover over segments to explore.

43%
21%
13%
9%
7%

Tract 8202.05

42.9%

Tract 8208.01

21.3%

Tract 8203

13.1%

Tract 8207

9.2%

Tract 406

6.8%

Others (4)

6.9%

Total tracts: 9Coverage: 100.0%

Representation

U.S. House

ZIP codes can span multiple congressional districts. Overlap percentages are approximate by land area. Verify by address.

100%

MA-2

100%

Districts: 1Coverage: 100.0%

Data freshness

ACS 5-Year
2020–2024
CDC PLACES
2025
Broadband
2024-06-arcgis
Mobile
2025-11-24
Page Updated
2026-03-31

Release schedule and upstream dates: Sources.

Data sources

US Census Bureau (ACS 5-year)HUD USPS ZIP crosswalkUS Census TIGER/Line (geometry inputs)US Census Bureau (ZCTA-to-tract relationship, 2020)US Census Bureau (2020 ZCTA-to-congressional-district relationship file, CD119)CDC PLACES (ZCTA)FCC (Form 477 broadband)FCC (Mobile Broadband Data Collection)

Derived statistics

  • ZIP pages use Census ZIP Code Tabulation Areas (ZCTAs), not USPS delivery routes.
  • Population density is computed as population ÷ land area.
  • Overlap percentages (tracts and districts) are derived from map geometry and are approximate.

Data accuracy & methodology

ZIP pages combine 2020–2024 ACS 5-year ZCTA estimates with other public datasets when available (see Sources). Connectivity metrics use FCC coverage data, not ACS. ZIP-level estimates can have higher margins of error than county/state totals; treat small differences as statistical noise rather than precise changes.

Related Insights

Where College Degrees Concentrate - and Where They Don’t

More than a third of U.S. adults 25+ now hold a bachelor’s degree. But the distribution is sharply uneven across states and metros.

More Than Half of U.S. Renters Are Cost-Burdened

A majority of American renters now spend 30% or more of their income on housing. The burden is sharpest in Florida, where 6 of the 10 most-burdened metros cluster.

Millennial Homeownership Is a Split Story

Households in their 30s and early 40s sit in a very different position from both younger adults and older owners - and the gaps get wider by race, education, and family structure.

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